Accident-Only Pet Insurance Coverage

What is Accident-Only Pet Insurance Coverage?

We know that mishaps can happen, resulting in injuries that require an unexpected visit to the vet. Accident coverage can alleviate some of the stress associated with these unforeseen emergencies by providing financial assistance with costly veterinary bills. Covered emergencies include accidental poisonings or other toxic ingestion, snake bites, broken bones, bite wounds, eye injuries, and other emergency veterinary care services. This is a great option for older pets, as there is no maximum age limit on accident coverage.

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Picture of a cavalier king charles spaniel looking up

What is Covered

Examples of Covered Conditions:

Lacerations

Broken Bones

Bite Wounds

Toxin Ingestion

Snake Bite

Bee Stings

Eye Injuries

Sprains

Coverage reimburses for diagnostics treatments performed at your primary care veterinarian, emergency hospital and specialty clinic.

X-Ray & Ultrasound

Prescription Medications

Emergency Care

Laboratory Tests

Hospitalization

Pet Ambulance

CT Scan & MRI

Surgery

Available Plan Options

Select your state to see what plan options are available in your area.

CompanionSelect offers you peace of mind when it comes to unexpected visits to the vet due to accidents and injuries. What is an accident? An accident is “a sudden, unpreventable event that causes physical injury to your pet.” CompanionSelect has set limits.

CompanionSelect Plan Limits

$100 Deductible
$3,000 Incident Limit
$11,000 Annual Limit
20% Coinsurance

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Add-On Coverage

Increase your coverage to include reimbursement for exam and office visit fees with our ExamCare add-on.

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Adds coverage for costly exam and office visit fees. Use at primary care vet, ER hospital and specialty clinic.

About ExamCare

What Else Should I Know?

See Terms and Conditions

Available to pets 8 weeks and up.
Coverage subject to deductible and coinsurance.
Illnesses excluded.

Pre-existing conditions excluded.
Waiting periods must be fulfilled.
3-day waiting period for accidents.

AccidentCare offers you peace of mind when it comes to unexpected visits to the vet due to accidents and injuries. What is an accident? An accident is “a sudden, unpreventable event that causes physical injury to your pet.” AccidentCare has set limits and allows you to expand your plan by adding on more coverage.

AccidentCare Plan Limits

$100 Deductible
Unlimited Annual Limit
10% Coinsurance

Start Your Coverage Today!

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Add-On Coverage

For those who want to expand their coverage, our Add-Ons allow you to increase you coverage to ensure your plan encompasses all your needs

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Adds coverage for costly exam and office visit fees. Use at primary care vet, ER hospital and specialty clinic.

About ExamPlus

Reimburses for routine and preventative care items that help your pet stay safe and healthy

About Defender

Adds coverage for end of life expenses to help you memorialize your beloved pet.

About SupportPlus

What Else Should I Know?

See Terms and Conditions

Available to pets 8 weeks and up.
Coverage subject to deductible and coinsurance.
Illnesses excluded.

Pre-existing conditions excluded.
Waiting periods must be fulfilled.
2-day waiting period for accidents.

Recent Claims Paid

Cruciate Rupture Yorkshire Terrier 7 years old Washington Treatment Cost: $1,627.57 Benefit Paid: $1,455.26

Ingestion of Foreign Body Doberman 3 years old California Treatment Cost: $471.75 Benefit Paid: $424.58

Porcupine Quills Siberian Husky 3 years old California Treatment Cost: $511.16 Benefit Paid: $460.04

Foreign Body (Skin) Standard Poodle 3 years old California Treatment Cost: $2,142.200 Benefit Paid: $1,860.48